Finance
Buying a new appliance can often be an unexpected purchase or a desire to kit out a new kitchen. In either instance it may mean you need a little help with the cost.
Applying for finance couldn't be easier using our paperless and instant application process. Add your items to the basket as usual, and then choose the Finance option at the checkout. Once accepted you will be prompted to input your credit / debit card details so that we can take the 10% deposit.
After completing the application, you will be given an instant decision online that states if your finance request has been approved. If successful, you will be prompted to eSign your application form. Once your credit agreement is complete we will be able to despatch your goods to the agreed delivery period.
Together with our partners V12 Retail Finance, we are able to offer you these very attractive Finance deals:
Buy Now and Pay 12 Months Later
Buy Now and Pay 6 Months Later
Classic Credit Pay over 36 Months
Please note that our free delivery offer is not available on Finance Orders.
Buy Now and Pay in 12 months
Provided you pay the final balance in full before the 12 month buy-now-pay-later period expires, you will pay no interest and the credit agreement will be finalised. So, with the exception of a 10% deposit, you can purchase this product now and make no further payments for 12 months.
However, should you choose not to settle the outstanding balance in full before the 12 months BNPL period expires, you can simply continue to make your loan repayments on a monthly basis at a 29.8% APR over a remaining period of 36 months.
For the above, this would work out as:
| APR |
29.8% |
| Cost of Product |
£554.97 |
| Typical Delivery Charge |
£9.95 |
| Total Normal Cash Price |
£564.92 |
| Initial 10% deposit |
£56.49 |
| Administration Charges |
£25.00 |
| Remainder used for Loan |
£508.43 |
| Charge for Credit |
£432.73 |
| Balance Payable |
£941.16 |
| Total amount payable |
£997.65 |
| 36 monthly repayments of |
£26.14 |
Buy Now and Pay in 6 months
Provided you pay the final balance in full before the 6 month buy-now-pay-later period expires, you will pay no interest and the credit agreement will be finalised. So, with the exception of a 10% deposit, you can purchase this product now and make no further payments for 6 months.
However, should you choose not to settle the outstanding balance in full before the 6 months BNPL period expires, you can simply continue to make your loan repayments on a monthly basis at a 29.8% APR over a remaining period of 42 months.
For the above, this would work out as:
| APR |
29.8% |
| Cost of Product |
£554.97 |
| Typical Delivery Charge |
£9.95 |
| Total Normal Cash Price |
£564.92 |
| Initial 10% deposit |
£56.49 |
| Administration Charges |
£15.00 |
| Remainder used for Loan |
£508.43 |
| Charge for Credit |
£365.38 |
| Balance Payable |
£873.81 |
| Total amount payable |
£930.30 |
| 42 monthly repayments of |
£20.80 |
Pay over 36 months
An easy and simple way of spreading the cost of your purchase is over 36 months. After making an initial 10% deposit of £56.49, you will then make 36 equal monthly payments of £17.59 at 15.9% APR.
For the above, this would work out as:
| APR |
15.9% |
| Cost of Product |
£554.97 |
| Typical Delivery Charge |
£9.95 |
| Total Normal Cash Price |
£564.92 |
| Initial 10% deposit |
£56.49 |
| Remainder used for Loan |
£508.43 |
| Charge for Credit |
£124.69 |
| Balance Payable |
£633.12 |
| Total amount payable |
£689.61 |
| 36 monthly repayments of |
£17.59 |
Note: When calculating the 10% deposit, the amount you pay may be slightly more than 10% as the figure is adjusted to give rounded loan amounts.
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